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We provide Credit Management Consulting and Educational Programs for Medium to Large Commercial Businesses.
Our Mission
Credit Visions, Inc. is committed to assisting our commercial credit clients by providing methods and processes to improve cash flow. We provide affordable education seminars and programs to assist the client in developing processes that will yield continuous improvement; balancing risks versus rewards and minimizing slow pay and unauthorized deductions.
Company Profile
Credit Visions, Inc., has over twenty-three years of corporate credit management experience relating to large manufacturer sales to mass-retail sales, and co-op sales to customers in the US, Canada, and the European Continent. The company has over 5 years of experience in advising and working with receivables improvement for service organizations.
Al Hardee, President and founder of Credit Visions, Inc., holds the CCE (Certified Credit Executive), and the CBF (Certified Business Fellow) Certifications from the National Association of Credit Management (NACM).
Mr. Hardee’s contributions in the credit community include serving as director and chairman of a divisional and a regional NACM Affiliate. He has also served on the NACM National Education Committee and on the education committee of a regional NACM Affiliate. He has been a speaker at Credit Conferences and local NACM programs. He has been an active supporter of NACM and the Credit Research Foundation (CRF).
Al has served as director and chairman of two NACM credit groups. He has served as president and director of the Smyrna, Tennessee Lions Club and the Smyrna Toastmasters. He is listed in Who’s Who in the South and the Southwest.
Al has a BS Degree in business from the University of Tennessee.
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